TWICE Payments offers a straightforward fee structure for processing online payments, ensuring transparency and predictability for your business expenses. This article outlines the fees associated with different payment methods when using TWICE Payments.
Note: TWICE Payments is currently unavailable for new signups (April 2025)
Fee Structure for TWICE Payments
TWICE Payments fees are composed of a fixed fee and a percentage fee per transaction.
These percentage fees vary based on your TWICE pricing plan and the currency used.
These fees are directly deducted from the transaction before the funds are transferred to your bank account.
Specific Fees by Payment Method
Fees for Debit Cards, Credit Cards, Apple Pay, and Google Pay:
Below is a table illustrating the fees for Debit Cards, Credit Cards, Apple Pay, and Google Pay across different plans and currencies.
| Free | Discover | Build | Advance |
percentage fee | 9% | 3.4% | 2.4% | 1.4% |
+ fixed fee | + | + | + | + |
EUR | 0.50 | 0.42 | 0.32 | 0.23 |
CHF | 0.50 | 0.41 | 0.32 | 0.23 |
CZK | 12.0 | 9.90 | 7.70 | 5.50 |
DKK | 3.8 | 3.10 | 2.40 | 1.75 |
GBP | 0.45 | 0.36 | 0.28 | 0.20 |
HRK | 3.80 | 3.15 | 2.45 | 1.75 |
NOK | 5.90 | 4.85 | 3.80 | 2.70 |
SEK | 5.90 | 4.85 | 3.80 | 2.70 |
PLN | 2.30 | 1.90 | 1.45 | 1.05 |
USD* | 0.55 | 0.45 | 0.35 | 0.25 |
*Note that payment processing in USD is not supported via TWICE Payments and is listed only as a reference for other currencies.
Fees for Online Bank Payments:
Online bank payments through services like Trustly and Paytrail also incur a percentage fee and a fixed fee. These transactions are currently available only in the Nordics. Below is a similar table detailing these fees:
| Free | Discover | Build | Advance |
percentage fee | 2% | 1.75% | 1.25% | 0.75% |
+ fixed fee | + | + | + | + |
EUR | 1.00 | 0.90 | 0.80 | 0.70 |
DKK | 7.45 | 6.70 | 5.85 | 5.20 |
NOK | 9.80 | 8.80 | 7.85 | 6.85 |
SEK | 10.45 | 9.40 | 8.35 | 7.30 |
Note: All payment fees are VAT 0%. For merchants in the EU without a submitted VAT ID, an additional 24% VAT (based on Finnish law) will be added to the fees.